The list of insurers that will allow young people graduating from college this May to stay on their parents’ insurance plan now includes UnitedHealth, WellPoint, Kaiser Permanente, Blue Cross Blue Shield and Humana.
If your parents have plans with one of those companies, you will be able to stay on your plan up to your 26th birthday starting after graduation. That’s a big deal for the 67% of college students on their parents’ plan. (And it is a nice way to bridge the five-month gap that would have occurred because insurance companies would have had to take you back when the dependent coverage provision legally starts on September 23.)
Rock the Vote has signed a letter with other youth organizations asking all the major insurance carriers to take similar steps and go even farther. These early dependent coverage steps should apply to non-college youth (like, for example, a working 19-year old looking to go back on her parents’ plan) and to students on student plans that might be able to switch back to their parents’ plan post-graduation.
More updates as conditions warrant!
Tags: dependent care coverage, Health and Human Services, Health Insurance
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Thomas Bates Bio: Thomas is Rock the Vote's Vice President of Civic Engagement. @BatesThomas Email the author at: blog(at)rockthevote.com |
Still unsure about the way that the expansion of coverage for young adults will affect you and your family? Read some questions and answers at http://www.younginvincibles.org/new_reform.html
Is this new law going to make an important difference for you? The Young Invincibles is a group working to represent young adults on health reform and other issues that affect us. Share your story and read others at http://www.younginvincibles.org/stories.html